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175A Young Ave
Nettleton, MS 38858

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Components of Recreational Insurance

In Nettleton, MS recreational insurance is somewhat like car insurance in that it covers the normal things an auto insurance policy would. According to the "Mississippi Insurance Department", a couple of things that are specific requirements by law for car and RV insurance in Mississippi are:

  • Liability- $25,000 per person with a limit for a single accident. Then $50,000 for bodily harm, plus $25,000 for property damage. Bodily harm and property damage are per accident and not limited to a single accident. These requirements also pertain to driving a recreational vehicle, for example, an RV.
  • Proof – Providing proof of insurance or proof of ability to pay these costs if uninsured is required.

Since these are basic costs, you might want to add more coverage beyond the legal requirements.

Consider some of the possible add-in components or possible options when getting recreational insurance:

  • Theft of Personal Property
  • Attachments to the RV
  • Health Coverage
  • Total Loss
  • Extreme Weather
  • Pedestrian Injury
  • Pet Insurance
  • Multi Recreational Vehicles
  • Accident Clean Up
  • Comprehensive

While some of these components of a specialized recreational insurance policy may seem odd, the basic idea is to have the policy created for your distinct lifestyle and needs. For instance, the limits of Nettleton, MS insurance cover humans, but what about your pet? An add-on component could cover pet injuries in an accident. The best way to figure out what components you need is to talk to a knowledgeable insurance agency,

Consult With Us

Sprout Insurance can answer any questions you have completely and help you choose which add-on insurance you can use to have the RV coverage you’ll need to enjoy your recreational time without worry.

Reach out to us at Sprout Insurance today for more information.

How Long Does Recreational Insurance Provide Coverage?

Recreational insurance is coverage designed to protect policyholders while on the road with their RV. Anyone interested in finding out more about recreational insurance or securing their coverage can count on the insurance experts at Sprout Insurance, serving the residents in and around the Nettleton, MS area.

Recreational Insurance 

Recreational insurance is designed to provide individuals with liability and other coverage while enjoying their RVs on the open road. Recreational insurance can be part-time or full-time. These specifications designate how often an individual uses a residence in their RV. To learn more about the designations of recreational insurance, consult with our expert insurance agents.

They can clearly outline differences in coverage and provide specific terms and conditions to help customers decide which is best suited to their current and future needs. We can also help carefully assess each individual’s situation to recommend coverage options that would benefit the policyholder. Once a policy is selected, the agent can help with documentation and submission of information to help secure coverage.

We can also assist with any changes during the policy’s lifetime or with submitting claims for covered events. Our goal is to provide top-quality service clients can count on to help them create a reliable barrier of protection against risks.

Learn More Today 

Anyone considering using their RV for recreational purposes should consider having reliable recreational insurance in place. To find out more details about coverage and if a policy is right for your specific situation, consult with our team. Call or stop by the office of Sprout Insurance, serving Nettleton, MS today. We can schedule a consultation to learn more details and get answers to questions.