175A Young Ave
Nettleton, MS 38858
Auto insurance will often come with an expansive list of coverage features, which can cause a dilemma for car owners within in Mississippi. Before purchasing your policy, make it a point to understand the common types of auto policies offered within Mississippi. Below, Sprout Insurance details various policies to consider signing up for.
Liability coverage is mandatory within the state, requiring all drivers to get bodily injury liability and property damage liability. The first, injury liability, covers third-party injury expenses, helping you take care of medical bills when you are found responsible for accidents. Property damage liability ensures that 3rd party property damage costs are covered when you cause damage to other parties' vehicles, buildings, or fences.
Comprehensive coverage will come in handy when you get into a non-collision accident. This includes perils such as fire, hail, theft, or vandalism. If your vehicle gets damaged due to these accidents, comprehensive coverage will help pay for the repair or replacement costs.
Collision coverage ensures that you are compensated when your vehicle gets into an impact accident. This can be when you hit objects on the road, such as fences, other vehicles, or electricity poles. It will ensure that your repair costs are taken care of and replacement fees when your vehicle gets significant damage.
You may occasionally get into an accident with an uninsured driver, leaving you with injuries and damage to your vehicle. If this happens, uninsured coverage will pay for these costs, limiting your expenses.
Medical payments coverage will help cover you and your passengers when you get into an accident. It will pay for the ensuing medical costs when you get injured.
If you reside within the Tupelo or Nettleton, MS area or anywhere in Mississippi, and need any of the above auto policies, make it a point to contact Sprout Insurance today. Our Mississippi agents will help put together a policy suited to your drives within the state.