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175A Young Ave
Nettleton, MS 38858

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Sprout Insurance Blog

Health Insurance Keeps You Protected

When it comes to health insurance, many residents in Nettleton, MS still aren’t protected by it. Numerous situations, including high cost, play a part in people missing out on being secured. Health insurance is a vital part of our lives, and Sprout Insurance can help with protecting you.

Lowers high medication costs

As expected, medical costs can go through the roof. Whether it’s a checkup or grabbing medication, it can be stressful on the wallet. Fortunately, health insurance helps lower the costs, so you won’t have to spend much. Screening tests and shots are available at no additional cost thanks to health insurance.

Assist with surgery costs

One of the scariest things a person can go through is surgery. Before going under the knife, a million questions can go through someone’s head. One of the biggest questions is "How can I afford this?" Surgeries normally hit thousands of dollars, which can scare people and their loved ones. Through health insurance, however, your next surgery can cost you less. Most insurance plans will cover up to a certain amount.

Available for all ages

One of the biggest misconceptions about health insurance is its overall availability. Many people assume this form of insurance is only available to older folks, but that’s not true at all. Health insurance plans allow kids under the age of 18 to be added to insure their safety. Kids can remain on their parent’s insurance plan until they turn 26. At that point, they’d have to obtain health insurance of their own.

Reach Out To Us

If you’re still trying to discover more about health insurance in the Nettleton, MS area, Sprout Insurance is available for any queries. Contact us for more information today.

Can I Purchase a New Health Insurance Policy If I Am Currently Pregnant?

Sprout Insurance, serving the greater Nettleton, MS area, can help our customers obtain many different types of insurance, including health insurance. One of the questions that we are often asked is whether you can purchase a new health insurance policy if you are currently pregnant. Here is the answer to that question. 

Is Pregnancy Considered a Pre-Existing Health Condition? 

Pregnancy is considered to be a pre-existing health condition. As such, if you are applying for a new health insurance policy and they ask if you have any pre-existing health conditions, you have to disclose the fact that you are pregnant. If you do not disclose this information, the pre-existing health condition, in this case, pregnancy, may not be covered by the new health insurance policy you cover. This can leave you on the hook for a lot of medical expenses, so it is important you disclose this information if asked.  If the policy does not ask about pre-existing health conditions, you do not have to disclose this information. 

Can I Purchase a New Health Insurance Policy If I Am Currently Pregnant?

You can purchase a new health insurance policy if you are currently pregnant. If you are looking to purchase a policy from the health insurance marketplace, pre-existing health conditions cannot prevent you from getting a new policy. Additionally, many private insurers will still cover you even if you are pregnant, though they may charge you a higher rate due to the pre-existing condition. 

Give Us A Call

If you are looking for a new health insurance policy in the greater Nettleton, MS region, Sprout Insurance can help you find the plan that is ideal for you. Call or email us today to learn how to get started.