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Sprout Insurance

175A Young Ave
Nettleton, MS 38858

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Mississippi Renters insurance coverage

Renters Insurance in Mississippi

Renting a house, condo, or apartment means that you have to protect your personal belongings. You can do this by obtaining renter's insurance. We offer renters insurance coverage here at Sprout Insurance in Nettleton, MS. Insurance will protect you in the event of a fire, burglary, property damage, and more.

Renters Insurance Requirements

Renter's insurance is not required in the state of Mississippi. However, your landlord or even property manager may require tenants to obtain renter's insurance as a part of your lease. In this regard, you must obtain insurance. Additionally, your landlord's insurance policy will not protect your belongings if something happens to the building.

Renters Insurance Coverage

The majority of renters' insurance policies will protect most of your valuables. If an unexpected disaster were to occur, your renter's insurance would reimburse you for your sustained losses. This will make it easier for you to recover and return to your normal life.

Renters' insurance policies generally will protect you from things such as:

  • Wind
  • Fire
  • Lightning
  • Theft
  • Riots
  • Aircraft and motor-vehicle accidents

If a visitor or a neighbor were to get injured while on your property, your renter's insurance will also cover their injuries and protect you against potential lawsuits.

Renters insurance does not cover you for floods, earthquakes/mudslides, natural deterioration, bird, insect, and rodent damage.

The best thing you can do for yourself is to protect your assets against unforeseen things with an insurance policy. While you may believe you don’t need renters’ insurance since you are not a homeowner, this is incorrect. Many renting people don’t realize how many valuables they own that they can lose.


To obtain a quote for renters’ insurance, visit Sprout Insurance today or call our office. We are located in Nettleton, MS.


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