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175A Young Ave
Nettleton, MS 38858

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What are the auto insurance requirements in Mississippi?

Driving in Mississippi demands carrying your vehicle registration, driver’s license, and a valid insurance card at all times. The state offers guidelines for minimum auto insurance coverage. At Sprout Insurance in Nettleton, MS, we ensure your compliance with these laws while diligently safeguarding your interests.

Basic Insurance Requirements in Mississippi

Mississippi’s minimum auto insurance requirement is $25,000/$50,000/$25,000. This means that in an accident where you’re at fault, the first injured person gets $25,000, a total of $50,000 is allocated for all injuries, and an additional $25,000 is available for property damage. While this may be satisfactory if you have limited assets, anyone with substantial assets must contemplate a more comprehensive policy, especially considering the potential costs associated with severe accidents.

Additional Coverage for Leased or Financed Vehicles

If you’re leasing or financing a vehicle, merely carrying liability insurance won’t suffice. You need to protect your vehicle as well, necessitating additional insurance. The lender or leaseholder generally requires collision and comprehensive coverage.

Collision and Comprehensive Coverage

Collision coverage safeguards your vehicle in the event of an accident with another vehicle, a stationary object, or even hit-and-run situations. On the other hand, comprehensive coverage caters to incidents beyond your control, such as weather-related damage, theft, vandalism, or collision with large wildlife.

Contact Sprout Insurance for Your Auto Insurance Needs

At Sprout Insurance in Nettleton, MS, we prioritize your needs and ensure your compliance with auto insurance requirements. Contact our office today for all your auto insurance concerns, and let us chart a well-protected path ahead for you.