Sprout Insurance, serving the greater Nettleton, MS area, can help our customers obtain many different types of insurance, including health insurance. One of the questions that we are often asked is whether you can purchase a new health insurance policy if you are currently pregnant. Here is the answer to that question.
Is Pregnancy Considered a Pre-Existing Health Condition?
Pregnancy is considered to be a pre-existing health condition. As such, if you are applying for a new health insurance policy and they ask if you have any pre-existing health conditions, you have to disclose the fact that you are pregnant. If you do not disclose this information, the pre-existing health condition, in this case, pregnancy, may not be covered by the new health insurance policy you cover. This can leave you on the hook for a lot of medical expenses, so it is important you disclose this information if asked. If the policy does not ask about pre-existing health conditions, you do not have to disclose this information.
Can I Purchase a New Health Insurance Policy If I Am Currently Pregnant?
You can purchase a new health insurance policy if you are currently pregnant. If you are looking to purchase a policy from the health insurance marketplace, pre-existing health conditions cannot prevent you from getting a new policy. Additionally, many private insurers will still cover you even if you are pregnant, though they may charge you a higher rate due to the pre-existing condition.
Give Us A Call
If you are looking for a new health insurance policy in the greater Nettleton, MS region, Sprout Insurance can help you find the plan that is ideal for you. Call or email us today to learn how to get started.