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175A Young Ave
Nettleton, MS 38858

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RV Insurance: What It Covers and What It Doesn’t

RVs are an expensive investment. If you’re making payments on your RV, an insurance policy may be required though having insurance on an RV that’s paid off is equally important. Whether you use yours only a few times a year or as a primary residence, having the right insurance coverage is vital to protecting your investment. Below are some of the things you should keep in mind while shopping for a policy in Nettleton, MS.

Common Situations Covered By RV Insurance

The process and terminology associated with insuring an RV is similar to that of a a regular car. Typically, there are three standard coverage types: liability, collision, and comprehensive. RVs are some of the biggest vehicles on the road, so when there’s an accident, it’s common for them to cause more damage than the average car no matter who was at fault. Liability and collision insurance can help ensure that you’re protected and are not left paying for repairs completely out of pocket.

When Additional Coverage Might Be Needed

If you live in or travel to areas that are more prone to hurricanes, hail, flooding, and other natural disasters, you may want to consider comprehensive coverage. These policies can help repair damage that would otherwise be uncovered by liability and collision policies. Additionally, you can often add coverage for specific things such as roadside assistance, rental reimbursement, and hotel stays.

Sprout Insurance Is Here To Help

If you own an RV in Nettleton, MS, the team here at Sprout Insurance can help you find the right policy at a price you can afford. We’ll work with you to determine what aspects of coverage matter most to you to ensure that your RV is protected. Contact us today to learn more.